Title Pledge

Title Pledges

Q: I'VE NEVER DONE A TITLE PLEDGE BEFORE. HOW DOES IT WORK?

A: We offer title pledges for $200-$2500 on your vehicle: we simply hold your title, while you drive your vehicle. Our title pledges are 30-day agreements. The amount you can qualify for is based mostly on the vehicle and your work situation. We will consider any make or model. During the thirty days, you can pay off at any time. Payments during the 30 days are set up based on your preference. If you find that you can’t pay off within 30 days, our agreements can be renewed automatically.

 
Q: HOW MUCH DOES IT COST?

A: As a first-time customer, we won't charge you anything when you mention our "first-time free" offer. We believe this arrangement will pay off for us in the long run, because we honestly believe we'll convince you to use us again when a short-term money crisis comes up. If you never need us again after the first time, you're simply a winner! But we are, too, because we got the chance to impress someone who might tell others that we did a good job for them.

After your first advance, here are our standard prices for a 30-day advance up to $2500:

Advance Amount Fee
$200 $44
$250 $55
$300 $66
$350 $77
$400 $88
$450 $99
$500 $110
$750 $165
$1000 $220
$1250 $275
$1500 $330
$1750 $385
$2000 $440
$2250 $495
$2500 $550
 
Q: WHAT DO I NEED TO QUALIFY?

A: To get a title pledge, we only ask for the following:

  • Your clear car or truck title
  • A state-issued i.d.
  • A spare set of keys (that you get back at the end of the agreement)
  • Proof of income (we look for income that is the equivalent of full-time work)
  • About 20 minutes to fill out our information sheet and to go over our contract with one of our customer service specialists.
Q: DO YOU KEEP MY CAR?

A: No way! We just hold your title - you drive your car!

Q: WHAT IF I CAN'T PAY OFF IN 30 DAYS?

A: No big deal! We'll automatically renew your loan--just pay at least your minimum payment(s). We'll only charge you based on whatever your balance is at the start of the new 30 days.

Q: WHAT IF I JUST STARTED MY JOB OR JUST MOVED?

A: That's okay! Lots of our customers come in because they just moved or started their job and had some expenses build up. We'll still be glad to sit down and talk with you.

Q: HOW DO THE PAYMENTS WORK?

A: We can set your account up so that you can make weekly payments or simply pay by the end of the month. The choice is yours. Either way, we'll ask for a minimum payment that always goes toward reducing your balance and makes you eligible for a renewal if needed. You can pay extra or pay off at any time!

USING OUR TITLE PLEDGE SERVICE WISELY

Our title pledge agreements are thirty-day contracts. Our charges are based on 22% of the amount you request. Below are a few hints for title pledge customers: